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Determining the Total Credit Reporting Delay Time Frame for a Medical Account

Due to the 501r regulations, medical accounts are reported based on the CCT code flag on the client master:

CCT code 02 = 180 days from date of last delinquency (or last transaction date)

CCT code A2 = 250 days from date of last delinquency (or last transaction date)

Note: Contact series field "Days to wait after final sequence number". 

When credit reporting the delay is this field AND the CCT code. 

 


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